Mortgage Buy-Down Calculator (Widget + Effective Rate)

Scenario A

Closing Costs & Credits

Scenario B

Buy-Down Type
Closing Costs & Credits
Total Cost (Scenario A): $0
Total Cost (Scenario B): $0
Difference (B - A): $0

Permanent Buy-Down Break-Even

Monthly Payment (Scenario A): $0
Monthly Payment (Scenario B): $0
Upfront Cost of Points: $0
Monthly Savings: $0
Break-Even (Months): 0

Temporary Buy-Down Year-by-Year

Scenario A Details

Purchase Price:
Down Payment (%):
Down Payment ($):
Loan Amount ($):
Interest Rate (%):
Lender Fees ($):
Seller Concessions ($):
Earnest Money ($):
Other (+/-) ($):

Scenario B Details

Purchase Price:
Down Payment (%):
Down Payment ($):
Loan Amount ($):
Base Rate (%):
Buy-Down Type:
Points (if permanent):
Rate Reduction/Point (%):
Buy-Down Cost ($):
Lender Fees ($):
Seller Concessions ($):
Earnest Money ($):
Other (+/-) ($):